The objective of this scheme, implemented from the year 2006 is to lay a firm foundation of girls’ future through improvement in their educational and economic status and to bring about a positive change in social attitude towards birth of a girl. Under the scheme, National Savings Certificates worth Rs 6 thousand are purchase by the state government in the name of a girl every year after her birth till the amount reaches Rs 30,000. The girl covered under the scheme is given Rs 2 thousand on getting admission in class VI, Rs four thousand on getting admission in class IX and Rs 7,500 on admission in class XI. She is given Rs 200 per month during her studies in class XI and XII. When the girl attains the age of 21 and had not married before 18 years of age, she will be paid the amount in lump sum, which comes to Rs one lakh

The benefits of the scheme are extended to the parents, who had adopted family planning after two alive children, are registered in anganwadi centre and are not income tax payees.

The number of girls benefited by the scheme so far is 5.50 lakh.

After the scheme’s implementation, a positive change has started to come in the social attitude towards birth of a girl child. The tendency of considering a girl’s birth as a curse is on the vane and the thinking about girls as a burden on family is also changing. The scheme is also proving helpful in curbing the incidence of child marriage.

The objective of this scheme is to motivate girls to continue education after primary level.

Under the scheme, free bicycle is given by the state government to a rural girl, who takes admission in class IX in another village. The scheme’s benefit is given to village girls belonging to scheduled castes, scheduled tribes, backward class as well as general category. Since 2009, the benefit of this scheme is being extended to girls belonging to all the sections of society.

The scheme was later expanded further and now free bicycles are also being given to the girls in whose village there is no middle school and they have to take admission in class VI in the middle school of other village.

So far, 16.50 lakh bicycles have been distributed.

Before the implementation of this scheme, there were lakhs of girls, who had to abandon studies after completing primary education only because there was no middle, high or higher secondary school in their village and they did not have means to travel to other villages to pursue education. Going on foot was difficult as well as risky. The scheme has removed all these hurdles.

The objectives of this scheme include provision of facility of institutional delivery to women with a view to bringing down MMR and IMR.

All those pregnant women are eligible to avail benefit of this scheme, who deliver child in the general ward of a government hospital. The pregnant women belonging to scheduled castes and scheduled tribes of BPL families, who have delivery at recognised private hospital, also get the benefit of this scheme. A village woman is given Rs 1400 and an urban woman Rs 1000 on delivery at government hospital. All the services during the delivery are given free of cost. The motivator for institutional delivery is also given Rs 600 in the rural areas and Rs 200 in the urban areas as incentive. So far, 42 lakh women have taken benefit of this scheme.

Due to implementation of this scheme, the rate of institutional deliver in Madhya Pradesh has gone up to 81 per cent from a mere 27 per cent.

It is a grim fact that a large number of mothers and newborns used to die due to delivery at home with the help of Dai (midwives) in the rural areas. The poor families neither had means to take pregnant women to hospitals nor they were aware enough. After this scheme’s implementation, large number of deliveries are being taking place hospitals.

The objective of the scheme to increase income sources of unskilled labourers in the rural areas. Employment to them is provided on demand. The scheme is being implemented in 31 districts of the state including Jhabua, Mandla, Umaria, Shahdol, Barwani, Khargone, Shivpuri, Sidhi, Tikamgarh, Balaghat, Chhatarpur, Betul, Khandwa, Sheopur, Dhar, Dindori, Satna, Anuppur, Ashok Nagar, Burhanpur, Chhindwara, Datia, Damoh, Dewas, Guna, Harda, Katni, Panna, Rajgarh and Rewa.

The desirous families have to get themselves registered with gram panchayat, which provides them job cards. When a job cardholder demands employment, it is provided within 15 days. If employment is not provided on demand, the applicant is provided employment allowance, which is one-fourth of the minimum wages for first 30 days and half of the minimum wages for the rest of allowance period. Rs 25 thousand or an amount fixed by the state government is given against the death or permanent disability suffered by him while working under the scheme.

• Creation of 727 lakh mandays of work and provision of employment to 49,714 families by the month of October, 2010-11.

• State stands third in spending maximum funds on material.

• State stands fifth in the country in creation of maximum number of mandays employment by the month of October, 2010-11.

• MP stands fifth in providing employment to maximum number of families during 2009-10 and by the month of October, 2010-11.

• State gets fifth place in the country in receiving maximum funds during the year 2010-11.

• During the year 2009-11, forty-four per cent women worked under the scheme.

• Forty-two per cent women worked under the scheme by the month of October, 2010-11.

The objective of this scheme is to bring people living below the poverty line above the poverty line by making loans and subsidies available to them after forming self-help groups. Beneficiaries are selected by gram sabha.

So far, loans and subsidy worth Rs 1371 crore 68 lakh has been provided to three lakh 75 thousand 549 beneficiaries for self-employment.

Earlier, it was difficult for the poor to mobilise money to start their own employment. Most of those aspiring for self-employment used to fall in the clutches of moneylenders, who exploited them throughout their lives. The scheme has come as a boon for self-employment seekers.

The objective of this scheme is to provide dwellings to the families living below poverty line in the rural areas. Beneficiaries are selected by the gram panchayat. Priority in this scheme is given to freed bonded labourers, members of scheduled castes and tribes, war widows, handicapped and mentally retarded persons, ex-servicemen, retired personnel of paramilitary forces, oustees of development projects and victims of natural calamities.

Lack of dwellings in the rural areas is a major problem, especially for the poor and weaker section people, who have to live in inhuman conditions. Now, such people are getting their own sweet homes and the feeling of insecurity among them has ended.

During the last five years, 3 lakh 94 thousand 226 people have been benefited under the scheme.

7. Khet-Talab Yojana

The objective of this scheme is making available surface and ground water available for all round agricultural development. Farmers of every category are given benefit of this scheme. A farmer can choose one of the three models. Fifty per cent subsidy is given to all categories of farmers under the scheme, whose upper limit is Rs 16 thousand 350.

The ponds dug in farmers’ fields have proved quite successful in stopping and conserving rainwater, which use to go waster earlier. One tank under the scheme irrigates quite a considerable area.

So far, one lakh ponds have been dug under Khet-Talab Yojana.

8. Balram Tal Yojana

The objective of this scheme is to conserve rainwater in the field for irrigation. For digging ponds under Balram Tal Yojana, every beneficiary is given 25 per cent subsidy, the upper limit of which is Rs 50 thousand. The benefit of the scheme is given to the applicants registered after May 25, 2007.

So far 7,158 Balram Tal reservoirs have been constructed.

Balram Talabs are larger water tanks, which can irrigate up to 50 hectare area.

The objective of this scheme is to give compensation to farmers against crop loss due to natural calamities including drought, hail, caterpillar etc..

The benefit of the scheme is given to those farmers, who have taken bank loan for notified crops , if their crops are destroyed. Non-farmers, who have availed insurance on their own will, are also eligible. Under the scheme, small and marginal farmers are given subsidy on insurance premium.

Farmers have been facing vagaries of weather and natural calamities now and then. Due to this scheme, they now feel much relieved since they get timely assistance in adverse conditions and they start preparing for the next crop.

Under the scheme, 4 lakh 23 thousand farmers have been given Rs 255 crore.

10. Kapildhara Yojana

The objective of this scheme is to improve the quality of farmers’ livelihood and make agriculture production stable. Under the scheme irrigation facility is provided to the beneficiary families. The irrigation facilities include digging of new wells, ponds in fields through water recharging, check-dam, stop-dam, RMS and digging of small ponds. The beneficiaries of the scheme are those farmers on whose lands there is no irrigation facility.

So far, 34 thousand 366 agricultural pumps have been made available under the scheme and 3 lakh 60 thousand 80 wells have been sanctioned, out of which work of one lakh 66 thousand 416 wells has been completed while the work for the rest is underway.

The scheme has ended uncertainty in agriculture production to a large extent resulting in qualitative improvement on the farmers’ livelihood sources. Production has also increased due to availability of irrigation facility.

The objective of the scheme is to provide financial assistance to motivate talented rural girls for higher education. Under the scheme Rs 500 per month scholarship is given for 10 months to the rural girls, who pass their 12th exam in first division. So far, 60 thousand rural girls have availed benefit of this scheme.

There are talented girls in every village. Though they want to study further after passing Class XII exams, they are unable to do so since colleges are situated in towns and cities and their families’ are not well-off to bear the expenses of their education. Even well-to-do families avoid this expenditure.

As a result of to this scheme, now a large number of rural girls are pursuing collegiate education.

12. Pratibha Kiran Yojana

The objective of this scheme is improve educational standard of girls belonging to urban BPL families, who pass their 12th exam in first division. But she has to take admission in higher classes the same year. Every girl covered under the scheme is given Rs 300 per month for degree courses for ten months and Rs 750 per moth for technical courses as incentive money.

The talented girls belonging to urban poor want to pursue collegiate education but fund crunch becomes a hurdle for them. The scheme has removed such impediments.

Three thousand 224 urban girls have availed benefit of the scheme so far.

13. Vikramaditya Nishulk Shiksha Yojana

The objective of this scheme is to help students belonging to BPL families of general category to pursue higher education free of cost. The benefit of the scheme is given to students belonging to general category BPL families, who pass their 12th exam with at least 60 per cent marks and their parents’ annual income is less than Rs 42 thousand per annum. Under the scheme, 5 thousand 433 students have been benefited so far.

Despite being studious and talented, a number of students belonging to poor families of general category were unable to pursue higher education due to lack of money. They have been greatly helped by this scheme.

The scheme launched in September 2004 aims at providing medical treatment to patients belonging to BPL families of all the categories. Under the scheme, medical checkup and treatment worth up to Rs 20 thousand is given to a family in one financial year. Every beneficiary family is given a health card in which family’s details are entered. Entries in the card are also made on a patient undergoing treatment by getting admitted to a hospital.

Under the scheme, treatment worth Rs 164 crore 40 lakh has been made available to 25 lakh 97 thousand 220 beneficiaries.

A poor family is gripped by untold sufferings and miseries when any of their members falls ill. The scheme has given a great succour to the poor families.

15. Beemari Sayahata Yojana

Under the scheme, free medical aid carrying up to Rs 1.50 lakh is provided to a patient belonging to BPL families. Out of this, Rs 25 thousand to Rs 75 thousand is sanctioned by the minister incharge and collector and Rs 75 thousand to Rs 1.50 lakh is provided by the Health Minister.

A poor man cannot even think of expensive medical treatment if he suffers from a chronic ailment. The scheme has come as a major relief to such poor paitents.

The Deendayal Mobile Hospital Scheme was launched in June 2006 with a view to providing qualitaty health facilities in the remote areas of the state. Under the scheme, a mobile van is equipped with a doctor, staff, necessary appliances and medicines. This van provides medical treatment to patients in tribal-dominated villages and Haat-Bazaars free of cost.

Tribals residing in remote rural and forest areas cannot generally go to hospital. They also avoid going there due to lack of facilities. This scheme has provided them quality healthcare and treatment facilities in their villages as well as haat bazaars, which is nothing less than boon for them.

The scheme has benefited 84 lakh 75 thousand persons so far.

The objective of this scheme is to provide financial assistance poor, needy, destitute families for marrying off their daughters/widows/divorcees. This assistance is given only in mass marriages with the condition that the girl must have attained the age fixed for marriage. Earlier, a bride was given Rs 6500 assistance for household items and Rs 1000 against the mass marriage expenditure. Now, the assistance amount has been raised to Rs 10,000 out of which Rs 9,000 is given for household items.

The marriage of a girl is a big worry for a poor family, who does not have enough money even for meeting their daily requirements let alone expenses on a daughter’s wedding. They usually take loans with a view to mobilising lump sum funds to meet the wedding expenses and fall prey to moneylenders. This scheme has been launched on the special initiative of Chief Minister Shri Shivraj Singh Chouhan for helping poor families rid of this worry. Under the scheme, mass marriages are performed, which not only increase social harmony but also curb unnecessary expenditure on weddings. Another special feature of the scheme is that all the sections of society are benefited by this scheme. Marriages of Hindu and Muslim couples are solemnized at the same venue, which leads to communal harmony and goodwill.

2. Mukhyamantri Mazdoor Suraksha Yojana

The objective of this scheme is the improve life standard of agricultural labourers apart from providing them security in times of distress and need. The scheme covers agricultural labourers from 18 to 60 years of age.

Under the scheme, pregnant women of labourers’ families are given expenses incurred on delivery as well as six weeks’ wages, his husband is given two weeks’ wages along with paternity leave, scholarships to children from class 1 to post-graduate studies, cash prizes to their children on passing class V and further exams in first division apart from benefits under Vivah Sahayata Yojana their daughters and benefits under Aam Admi Beema Yojana.

For availing the scheme’s benefits, application has to be moved before the gram panchayat in prescribed proforma after which the applicant is given a photo identity card on the basis of which he can avail benefits of the above schemes.

So far, 14 lakh agricultural labourers have been registered.

The labourers working in urorganised sector face tragic situation when they are faced by adversities since no organizational or social protection is available for them. They have to suffer financially in case they fall ill or a child is born in the family since they have to shun work. They even cannot bear the expenses on the education of their children. Implementation of this scheme, has proved ample social security to such labourers.

The scheme has been launched since 2008-09 by the Backward Class and Minorities Welfare Department with a view to providing self-employment to the persons belonging to these sections in agricultural, industrial and service sectors.

There is a provision under the scheme to provide bank loan upto Rs 25 lakh to the beneficiaries out of whom 25 per cent is given as share capital subsidy and five per cent as subsidy on loan. Capital subsidy to the tune of Rs 3 crore 45 lakh was sanctioned to 454 beneficiaries under the scheme during the year 2009-10.

Under the Mukhyamantri Pichhada Varg Swa-Rozgar Yojana, a target has been set to extend benefits to 500 beneficiaries during the year 2010-11. So far, capital subsidy to the tune of Rs four crore 71 lakh has been sanctioned to 400 beneficiaries.

Generally, the backward class people are economically weaker. They have to face a lot of problems if they want to start a self-employment. It is also difficult for them to take bank loans for the purpose. Implementation of this scheme has helped such a people a lot.

The objective of Mukhyamantri Annapurna Yojana is to provide food grains on economical rates to BPL families. Under the scheme 52 lakh families (blue ration card holders) are provided 20 kg food grains per month through fair price shops. Every such cardholder is given wheat at Rs 3 per kg and rice at Rs 4.50 kg.

At present, the state government is spending Rs 300 crore on the scheme and about 65 lakh families are getting its benefits.

The scheme is benefiting about 65 lakh families at present.

The spiraling prices are now affecting even rich and middle-class families. Under such circumstances, the condition of the poor families has become even worse since they do not have enough money to purchase food grains at market rates. The scheme has come as a major boon for such families.

The Mukhyamantri Awas Yojana has been started in Madhya Pradesh with a view to providing dwellings to a large number of houseless families. Financial assistance to 33 thousand 739 families has been made available for constructing their own houses under the scheme which was launched in 2007.

The scheme has benefited those houseless people who do not come under the ambit of Indira Awas Yojana. Had this scheme not been implemented, such people would not have been able to construct their own dwellings.

The objective of this scheme is to make available drinking water facility in the villages having more than 500 and less than 1000 population, which are devoid of any drinking water source. Under the scheme, more than 1200 drinking water sources are being developed in 1500 villages at a cost of Rs five crore. Surface drinking water scheme for more than 13 thousand villages will be chalked out for in the coming years.

Towards implementation of the scheme, a meeting of district level drinking water committee of all the 50 districts was convened where one thousand 207 drinking water schemes were sanctioned for one thousand 482 villages, which is 200 more than the target. Implementation on these schemes has already got underway.

After implementation of this scheme, many small hamlets, which did not have any water source, now have their own drinking water sources.

7. Mukhyamantri Gram Sadak Yojana

The Mukhyamantri Gram Sadak Yojana has been launched in the year 2010-11 to construct roads in general category villages having less than 500 population and tribal-dominated revenue villages having less than 250 population. A target has been set to connect all such villages with all-weather roads by the year 2013. The scheme has been launched for the villages, which are not covered by Pradhanmantri Gram Sadak Yojana. Nineteen thousand 386 kilometer gravel roads will be built under the scheme at a cost of Rs 3294 crore in three phases. In the first phase, sanction has been given to 27820 roads and 11954 bridges/culverts. So far, work on 1135 roads has begun.

Due to construction of these roads, the life of villagers is improving since these roads have paved the way for various social and economic activities there.