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Madhya
Pradesh Tribal Finance and
Development Corporation is
conducting self-employment scheme
with the cooperation of the
Refinance Scheme of NABARD in the
state.
Under
this scheme, financial help is made
available in the form of bank loans
to the tribal beneficiaries living
below the poverty line to provide
self-employment and to make
additional source of income
available to them. With the
implementation of this scheme, the
tribals would be helped to come
above the poverty line. Grant is
given to them by the corporation
under this scheme.
Under
this scheme, the annual income of
the applicant living in urban areas
should not exceed Rs. 21 thousand
206 and that of living in the rural
area should not be more than Rs.15
thousand 976.
The
loan cases under this scheme are
prepared by the branches of the
corporation and with the cooperation
of the janpad panchayats and
submitted to the bank. After
sanctioning the loan by the bank,
demand for grant is made and it is
made available by the corporation.
This scheme is being executed on the
pattern of Swarna Jayanti Gram
Rozgar Yojana. In case of personal
beneficiaries the limit of grant
loan is 50 percent of the total cost
of the scheme or maximum of Rs. ten
thousand and in case of a group of
beneficiaries it will be 50 percent
of the total cost of the scheme or
the maximum of Rs. 1.20 lakh,
whichever is less.
Similarly,
in the cases of small irrigation
schemes personal or collective, in
both the cases, the grant can be
given upto 50 percent of the cost of
the project.
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